Four services covering everything between your core system and the instant rail.
Everything below is scoped to FedNow and RTP specifically — we don't split focus across unrelated payment modernization work.
FedNow & RTP Rail Integration
Connecting your core banking platform to the Federal Reserve's FedNow Service and The Clearing House's RTP network, whether you're pursuing one rail or both.
- Core banking platform assessment and integration planning
- Direct connection or sponsor bank relationship setup, depending on your institution's size
- Send and receive capability certification support
Liquidity Management & Intraday Funding
Building the funding processes a 24/7/365 settlement environment actually requires, including configuration of tools like FedNow's Liquidity Management Transfer capability.
- Intraday and overnight liquidity process design
- Liquidity Management Transfer (LMT) configuration
- Stress-testing for weekend and holiday funding scenarios
ISO 20022 Message Formatting & Compliance
Mapping your existing payment data into the ISO 20022 message standard both FedNow and RTP require, and keeping that mapping current as message specifications evolve.
- ISO 20022 message mapping from core system data
- Message testing against both FedNow and RTP specifications
- Ongoing updates as messaging standards change
Sponsor Bank & Correspondent Relationship Management
For institutions accessing instant rails through a sponsor rather than connecting directly, ongoing management of that relationship, reporting, and reconciliation.
- Sponsor bank selection and relationship structuring
- Settlement reconciliation across sponsor arrangements
- Transition support if you later move to direct connectivity
We don't replace your core banking platform or build consumer-facing apps.
Our work sits at the integration layer between whatever core system you already run and the instant payment rails. If you're evaluating a full core conversion, that's a separate project we're happy to coordinate around, not one we lead.